Exness Account Types & Fees Compared (2026)

Exness Account Types and Their Fee Structure

Last updated 15 October 2026 · SpreadComparison

Exness offers five main trading account types: Standard, Standard Cent, Pro, Raw Spread and Zero. Their main differences are spreads, trading commissions, available instruments and entry requirements. Standard accounts generally bundle trading costs into the spread, while Raw Spread and Zero charge separate commissions. The cheapest choice depends on what you trade, when you trade and how long you hold positions—not simply the lowest advertised spread.

Quick answer (2026)

Considering Vantage? Check the contracting company, account costs and withdrawal conditions before applying. An international referral destination does not automatically provide an FCA-regulated UK account.

Advertising partner	Vantage; affiliate links may earn us commission
Trading costs	Check the selected account's current spreads, commission and swaps
Funding	Check the applicable currency and payment-method minimum in the portal
Regulation	Verify the contracting entity; UK and international protections differ
Withdrawals	Subject to verification, available funds, method and bank processing
Platforms	Confirm the platform offered for your selected account

Visit Vantage – Official Site →

Advertising disclosure: Vantage is an advertising partner and the link above is an affiliate link — we may earn a commission at no extra cost to you. 18+ only; availability varies by country; this is general information, not investment advice. Professional-client and offshore accounts give up FCA protections such as negative balance protection and FSCS cover.

Affiliate disclosure: we earn a commission if you open an account through links on this page. It never changes the spreads we publish or the order of this table.

Last updated: 9 September 2026

Methodology: spreads are typical values recorded on each broker's raw/standard retail account during London–New York overlap hours, taken from the brokers' own published pricing pages and live platform data, then averaged. Commission is stated separately where it applies. Spreads are variable and widen around news and outside main sessions.

Exness account types at a glance

The figures below are advertised minimums, not typical live trading costs. Spreads can widen around news, market openings and periods of low liquidity. Availability and conditions vary by country, Exness entity and instrument; verify the current specifications before funding.

|---|---|---|---|

Standard and Standard Cent

Standard is the simplest starting point for traders who prefer not to calculate a separate commission. However, commission-free does not mean cost-free: you still pay the bid–ask spread and potentially overnight charges.

Standard Cent displays balances in cents and uses cent lots, allowing smaller monetary exposure than conventional lot sizes. Its instrument selection is narrower, and platform availability can differ from Standard. Check contract sizes carefully rather than assuming one cent lot equals one standard lot.

For these accounts, the initial deposit generally depends on the payment method and region rather than one universal minimum.

Pro, Raw Spread and Zero

Pro combines lower advertised starting spreads with no separate trading commission. Execution conditions can differ by instrument and platform, so review whether instant or market execution applies.

Raw Spread separates the spread from commission. At the advertised maximum of $3.50 per lot per side, opening and closing a one-lot position costs $7 in commission, before spread and any overnight charges.

Zero advertises zero spreads on selected instruments for substantial portions of the trading day, subject to conditions. It does not mean every market is always spread-free. Its advertised commission starts at $0.05 per lot per side, but actual rates vary by instrument and can be considerably higher.

Professional accounts commonly have an advertised initial deposit starting at $200, with higher requirements in some regions. Confirm the requirement in your Personal Area.

How to calculate the actual trading cost

Compare spread + round-trip commission + any overnight financing, rather than ranking accounts by their starting spreads alone.

For example, on one standard lot of EUR/USD in a USD account, one pip is approximately $10. A hypothetical 0.8-pip spread costs about $8. A hypothetical 0.1-pip spread plus $7 round-trip commission also costs about $8. These are illustrations, not typical Exness quotes.

Other costs and conditions to check include:

Swaps: Positions held past the rollover time may incur financing charges. Rates and multi-day rollover schedules depend on the instrument.
Swap-free eligibility: Do not assume all accounts, instruments or holding periods qualify. Eligibility and conditions can change.
Currency conversion: Funding or trading in a different currency can introduce conversion costs.
Payments: Exness generally advertises no internal deposit or withdrawal fees, but payment providers can charge their own fees.
Slippage: Execution away from the requested price can affect results, even though it is not a separately listed fee.

Exness versus Vantage

Exness offers useful flexibility between spread-only and commission-based pricing. Standard Cent can also appeal to traders testing live execution with smaller exposure. Nevertheless, compare the legal entity serving you, not just the brand name.

Vantage is our featured alternative. The group includes FCA- and ASIC-regulated entities, although your residence determines which entity can serve you. Those regulatory protections do not automatically apply to accounts opened with other group entities.

Vantage advertises raw spreads from 0.0 pips on relevant accounts, with separate commissions. It offers MT4, MT5 and TradingView, subject to entity, account and regional availability. Compare commissions, typical spreads during your trading hours, financing charges and platform access before choosing.

Open a Vantage account

Neither broker’s advertised minimum spread guarantees a lower total cost. Test comparable instruments and position sizes on demo accounts, then check live contract specifications.

CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Vantage is an advertising partner; we may earn a commission.

Considering a Vantage account?

Review the contracting entity, account costs and eligibility before applying. The referral destination may offer international terms rather than UK retail protections.

Visit Vantage – Official Site →

✓ FCA-regulated entity available
Retail protections apply on the UK entity; offshore accounts do not carry FSCS cover.
✓ Data last verified
9 September 2026 — spreads checked against broker pricing pages.
✓ Independently compared
Ranked on spread, regulation and withdrawal speed. We may earn a commission.

Advertising disclosure: Vantage is an advertising partner and the link above is an affiliate link — we may earn a commission at no extra cost to you. 18+ only. Availability, pricing and terms are set by the broker and vary by country. This is general information, not investment advice or a recommendation to trade. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage; most retail investor accounts lose money when trading CFDs.

FAQ

Which Exness account is cheapest?

There is no universal cheapest account. Compare typical spreads plus round-trip commission for your instruments, adding swaps if you hold overnight.

Does Exness charge commission on Standard accounts?

Standard and Standard Cent advertise no separate trading commission. Spread costs and applicable overnight or conversion costs still matter.

What is the difference between Raw Spread and Zero?

Raw Spread advertises commission up to $3.50 per lot per side. Zero uses instrument-specific commissions and advertises zero spreads under defined conditions.

Are all Exness accounts swap-free?

Do not assume so. Swap-free treatment depends on eligibility and instrument conditions. Check your account’s current status and applicable terms before holding overnight.

Risk warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.